UK DEBT RESPONSE, RIGHTS & SUPPORT BUNDLE

You will receive 2 downloadable PDF guides totalling 109 pages.

No physical book, DVD, CD, USB or printed product will be posted.

The files can be read on a compatible computer, tablet or phone, or printed at home for personal use.

The bundle has been designed to help you understand the basics, organise your situation and respond more clearly using practical information, worksheets and ready-to-adapt sample letters.

Dealing with debt letters, payment demands, collection calls or court paperwork can be confusing and stressful.

This practical bundle has been created to help ordinary people understand key debt-related information, organise their paperwork and respond more confidently.

It combines plain-English guidance, practical trackers and editable sample wording for a wide range of common debt situations.

It may also be useful for family members helping someone organise their debts and correspondence.

✓ Understanding different types of debt
✓ Priority and non-priority debts
✓ What creditors and debt collectors can and cannot do
✓ The difference between debt collectors and bailiffs
✓ How to respond to letters and phone calls
✓ Affordable payment offers
✓ Token payment offers
✓ Asking for interest and charges to be frozen
✓ Requesting communication in writing
✓ Disputed debts
✓ Debts you do not recognise
✓ Asking for information about a debt
✓ Consumer Credit Act information requests
✓ Old and potentially statute-barred debts
✓ Vulnerability and financial difficulty
✓ Complaints about excessive contact
✓ Privacy and third-party contact concerns
✓ Settlement offers
✓ Council Tax arrears
✓ Energy arrears
✓ Rent and mortgage arrears
✓ Court claims
✓ County Court Judgments (CCJs)
✓ Bailiffs and enforcement agents
✓ Breathing Space
✓ Debt Management Plans
✓ Debt Relief Orders
✓ Individual Voluntary Arrangements
✓ Bankruptcy basics
✓ Useful support organisations

The bundle contains practical sample letters for many common debt situations.

Simply adapt the wording to suit your own circumstances.

The guide explains important consumer information in plain English, including:

The bundle also includes printable tools to help you keep debt information and correspondence organised.

✓ Master debt list
✓ Priority debt checklist
✓ Income and expenditure worksheet
✓ Creditor contact log
✓ Payment-offer planner
✓ Letter tracker
✓ Court-paperwork checklist
✓ Monthly payment tracker
✓ Action plan
✓ Important contacts sheet

Credit Cards
Loans
Overdrafts
Catalogue Debts
Buy-Now-Pay-Later Balances
Debt Collectors
Council Tax Arrears
Energy Arrears
Rent Or Mortgage Arrears
Court Claims
CCJs
Bailiff Correspondence
Multiple Creditors

1. Download the supplied PDF files.

2. Save them to your computer, tablet or compatible device.

3. Open the guides using suitable PDF-reading software.

4. Read the information relevant to your situation.

5. Adapt any sample letters to your own circumstances.

6. Print trackers, worksheets or letter templates if required.

Free debt help is available from established organisations including:

Citizens Advice
National Debtline
StepChange

Where your situation is complex, urgent or involves court action, enforcement or essential household bills, professional or regulated debt advice may be appropriate.

The files are supplied for the purchaser’s personal use only.

You may print copies for your own personal use and adapt sample letters for your own circumstances.

The files may not be resold, copied for resale, redistributed, shared, uploaded elsewhere or sold as your own digital product.

This item is supplied digitally.

No postage applies and no physical product will be dispatched.

Please follow the download instructions supplied with your purchase.

MJDOBSONS is a UK online retailer supplying a wide range of specialist digital and physical products.

We have been selling online and on eBay since 2010.

Our aim is to provide clear product descriptions, practical resources and helpful customer service.

If you have a question about this product before ordering, please contact us through the eBay messaging system.

Please contact us through the eBay messaging system.

If you experience a problem accessing your digital order, please get in touch and we will do our best to assist.

No printed guide, book, DVD, CD, USB or other physical item will be posted.

This product provides general educational information and example wording only.

It does not replace professional legal, financial or regulated debt advice.

Please read the complete listing before ordering to make sure this digital bundle is suitable for your needs.